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I pay no interest, she cannot lower my interest, please make her stop. We appreciate that the FTC is making some companies pay for harassing consumers, and that some consumers will enjoy a little compensation. We want the phone companies to take immediate steps to stop these scammy robocalls now.

The technology is available to take quick action on this issue.

Additionally, Pay Pal has a “merchant services” division that allows businesses of all sizes to accept credit card payments, much like a normal merchant account.

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We bet you’ve spoken to her more times than you’d like to admit. Her recorded voice offers to lower your credit card interest rates – but later in the call, customers are asked for an up-front payment. I need to be able to receive calls from students so it is not as simple as leaving the phone off the hook. Maybe Rachel or Ann would like to try getting the student with a particularly short attention span back on task after the lesson has been needlessly interrupted.” There’s good news on the way for at least some of the consumers who have been impacted by this scam: The FTC will be sending checks for .95 each to 16,590 victims.

Countless consumers have been affected by this scam. I would like Rachel at Card Services to never call me again. It’s releasing these checks as a part of its November 2013 settlement with several entities who have engaged in this illegal behavior.

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