Below we've ranked the leading student loan refinancing and consolidation companies. There are many different benefits and drawbacks of what each student loan consolidation and refinancing lender offers, and it is important to be aware of all of them.
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While a lower interest rate is good news, your new loan may not come with all the borrower benefits associated with government loans.
For example, borrowers with federal student loans can take advantage of federal income-driven repayment programs, or benefits like loan forgiveness, which borrowers with private student loans typically don’t have access to.
To determine if consolidation is right for you estimate your savings with our student loan consolidation calculator.
Estimate Your Savings If you have multiple student loans from the federal government, then it’s likely you make multiple payments to various lenders.